Loan Rates

Effective: November 20th, 2025

Fixed Rate New and Used Auto Loans

TermNew Vehicles
APR*
Used Vehicles
APR*
Up to 36 Months4.79% – 17.99%4.99% – 17.99%
Up to 54 Months4.99% – 17.99%5.19% – 17.99%
Up to 66 Months5.39% – 17.99%5.59% – 17.99%
Up to 78 Months5.69% – 17.99%5.89% – 17.99%
Up to 84 Months6.44% – 17.99%6.64% – 17.99%

Fixed Rate New and Used Motorcycle Loans

TermMotorcycles
APR*
Up to 36 Months7.99% – 17.99%
Up to 54 Months8.19% – 17.99%
Up to 66 Months8.39% – 17.99%
Up to 78 Months10.19% – 17.99%

Fixed Rate New and Used Boat/Recreational Loans

TermRecreational
APR*
120 Months7.99% – 17.99%
180 Months9.99% – 17.99%
240 Months12.49% – 17.99%

Home Loans

HELOC
APR*
Second Mortgage
APR*
TermUp to 240 monthsUp to 240 months
Rates
APR*
7.00% – 9.50%8.25% – 10.25%

Signature Loans

TermSignature Loans
APR*
36 Months9.49% – 17.99%
48 Months10.49% – 17.99%
60 Months11.49% – 17.99%

Personal Line of Credit

Fixed
APR*
9.00% – 17.99%

Credit Card

Visa ClassicVisa AdvantageVisa GoldVisa PlatinumVisa Secured
Line Amounts$500 – $5,000$500 – $5,000$5,000 – $10,000$10,000 – $25,000100% of Secured Amount
Rates
APR*
14.75% – 18.00%13.75% – 17.00%10.90% – 16.00%9.90%18.00%

*APR: Annual Percentage Rate. Rates are subject to change at any time and are not guaranteed. Loan approval is subject to credit and income evaluation.

⁺Rates include a 0.50% discount for automatic payment.

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